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Day 271: Getting rid of my overdraft, part two (also, panda sushi)


You want thingamabobs? I've got twenty!
Wait, by "thingamabob" you mean blue-and-white nautical striped tops, right?

Thanks for all of your comments on yesterday's post, you guys! And rest assured, I am going to stick to Gail's plan EXACTLY for the whole month. Put myself on a strict spending diet (a shopping detox, as it were) and plump up my bank account to put in a buffer-type amount of money. At the end of the month, I will reassess how I'm doing and I will either get rid of the overdraft on November 1 or on December 1. Whichever comes first ;)

I just did the scary adding up of all of my fixed expenses, and worked out a grocery budget. For all of October, I will *only* spend money on grocery-type things within the budget I have invented ($128). You guys, I lived for a week on a food bank food hamper + $5. I can go a month on $128.


Panda sushi! This has nothing to do with my food budget, but LOOK HOW CUTE!

The crucial thing is for me to keep thinking of this like a CHALLENGE, not like a task or a chore. So, to keep it as fun as possible, I will also spend this month SHOPPING THE CLOSET.

What's that you say? Well, I'm going to explore the clothes I already own in order to see what fits and what doesn't and what I wear and what I don't. Every day in October, I will wear something different from my closet (and/or dresser... and/or that pile on top of my dresser) and this fun project will keep my spirits up (hopefully). This will also make me feel like I'm SHOPPING because I will be seeing things that I had forgotten about.


Oh, hai closet. Hello, things I forgot I own. MUMMY'S COMING HOME!

Also, I will figure out what I don't need to keep in my wardrobe anymore, so I can drop off some more stuff at the consignment store (the old lady one, I suppose, since my other stuff is not appealing to youth.)

See, getting rid of the overdraft is phase 1 in my TOTAL DEBT DECIMATION project. Once the overdraft is gone, I can then focus on paying off way more credit card debt and find my way to fiscal FREEDOM! That is the plan. I'm pretty excited (maybe because my cute dress from ModCloth just arrived, so it still *feels* like I'm allowed to shop) (this illusion will be important to keep my from giving up in my October challenge).


~Carla~ said...

Great challenge!! $128 is pretty tight, but I have no doubt you can pull it off!! Good luck! :)

Christine said...

I don't see why you couldn't do it on $128 a month for a couple months, especially if you are shopping your pantry and freezer to use up food. Just get creative.

Rosie said...

I'm in the midst of a Closet Challenge too. My advice? Put all your clothes on hangers and have them face one direction. As you wear an item and put it back in your closet, turn the hanger around. It is a really great way to realize your go-to favorites and to clearly see what you haven't worn in a awhile. I ended up donating 1/3 of my summer clothes as I had items that I didn't wear in 4 months... So out they went. Have fun with it!

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