|New frugal icon: Scrooge McDuck?|
I don't know why I didn't do this already. "Make a budget" is quite literally the first bit of advice in EVERY book and article about being frugal and paying down debt.
When I struggled with money in my childhood, adolescence, and young adulthood, my parents always encouraged me to (like they did) write down everything I spend and everything I take in, and balance my money out. And I gamely began notebook after notebook, but it always seemed so TIME CONSUMING and WHO CARES and who can remember what they buy in a day anyway?
And now that online banking has been invented, I am able to keep track of where my money's gone, so that's all good.
But, OK. As Katy noted during the Gap-giraffe-print-shoes crisis of last week, I really should just make a budget.
And Mama Gail to the rescue!
|I even have jars already! I am Gail's top student!|
You know how on her show, Til Debt Do Us Part, which I have now seen twice, GV-O gives the people a very strict budget represented by several jars. One jar for "entertainment" and one for "groceries" and so on.
And her brilliant website has a tool where it helps you figure out how much to put in which jar.
And so now I have a budget. Thanks, GV-O!